MY COMMUNITY
State-Chartered • Midland, Texas • Est. 1952
Quick Facts
- Charter Number
- #68682
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Midland, Texas 79701-1610
- Address
- 600 W Louisiana Ave
- Branches
- 7
- ATMs
- 7
- Members
- 43,097
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
43,097 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MY COMMUNITY |
|---|---|
| Total Assets | $536.4M |
| Members | 43,097 |
| Loans Outstanding | $428.7M |
| Shares & Deposits | $474.2M |
| Net Worth | $56.4M |
| Net Worth Ratio | 10.51% |
| Loan-to-Share Ratio | 90.4% |
| Delinquency Rate | 1.57% |
| Net Income | +$7,083,468 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Main Office
Main Office600 W Louisiana Ave
Midland, TX 79701-1610
Midkiff
912 N Midkiff Rd
Midland, TX 79701-2111
Big Spring St
4001 N Big Spring St
Midland, TX 79705
HEB Grocery Store Branch
5407 Andrews Hwy
Midland, TX 79706-3615
Odessa 42nd Street
4037 E 42nd St
Odessa, TX 79762-5935
Who Can Join MY COMMUNITY?
Membership Type: Community
Membership eligibility for MY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MY COMMUNITY has 43,097 members and a potential membership field of 1,767,189 people.
MY COMMUNITY's net worth ratio is 10.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, MY COMMUNITY meets this threshold.
MY COMMUNITY operates 7 branch locations and has access to 7 ATMs. The main office is located at 600 W Louisiana Ave, Midland, TX 79701-1610.
MY COMMUNITY was established in 1952. It is a state-chartered credit union chartered under charter number 68682. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MY COMMUNITY. All financial data is for informational purposes only.