MYGEORGIA
State-Chartered • Gainesville, Georgia • Est. 1971
Quick Facts
- Charter Number
- #68602
- Type
- State-Chartered
- Established
- 1971
- Headquarters
- Gainesville, Georgia 30501
- Address
- PO Box 908237
- Branches
- 9
- ATMs
- 9
- Members
- 20,399
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
20,399 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MYGEORGIA |
|---|---|
| Total Assets | $243.4M |
| Members | 20,399 |
| Loans Outstanding | $154.7M |
| Shares & Deposits | $211.6M |
| Net Worth | $27.5M |
| Net Worth Ratio | 11.30% |
| Loan-to-Share Ratio | 73.1% |
| Delinquency Rate | 0.69% |
| Net Income | +$3,981,099 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 9 ATMs
MyGeorgia Credit Union
Main Office2601 Limestone Pkwy
Gainesville, GA 30501
Oakwood Branch
976 Dawsonville Hwy
Gainesville, GA 30501
Cleveland Branch
379 E Kytle St
cleveland, GA 30528
Flowery Branch
5900 Spout Springs Rd Ste W2
Flowery Branch, GA 30542-6464
Clarkesville Branch
120 Church Sawmill Rd
Clarkesville, GA 30523
Who Can Join MYGEORGIA?
Membership Type: Community
Membership eligibility for MYGEORGIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MYGEORGIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. MYGEORGIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MYGEORGIA has 20,399 members and a potential membership field of 379,115 people.
MYGEORGIA's net worth ratio is 11.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, MYGEORGIA meets this threshold.
MYGEORGIA operates 9 branch locations and has access to 9 ATMs. The main office is located at 2601 Limestone Pkwy, Gainesville, GA 30501.
MYGEORGIA was established in 1971. It is a state-chartered credit union chartered under charter number 68602. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MYGEORGIA. All financial data is for informational purposes only.