MYUSA
Federal • Middletown, Ohio • Est. 0
Quick Facts
- Charter Number
- #96755
- Type
- Federal
- Established
- 0
- Headquarters
- Middletown, Ohio 45005-5543
- Address
- 3600 Towne Blvd
- Branches
- 8
- ATMs
- 8
- Members
- 18,429
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MYUSA |
|---|---|
| Total Assets | $337.8M |
| Members | 18,429 |
| Loans Outstanding | $176.4M |
| Shares & Deposits | $290.5M |
| Net Worth | $49.0M |
| Net Worth Ratio | 14.50% |
| Loan-to-Share Ratio | 60.7% |
| Delinquency Rate | 0.54% |
| Net Income | +$3,023,638 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Plaza
Main Office3600 Towne Blvd
Middletown, OH 45005-5543
Crawford
1201 Crawford St
Middletown, OH 45044-4575
Trenton
933 W State St
Trenton, OH 45067-9690
Kettering
21 W Dorothy Ln
Kettering, OH 45429-1446
Vandalia
536 W National Rd
Vandalia, OH 45377
Who Can Join MYUSA?
Membership Type: Community
Membership eligibility for MYUSA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MYUSA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Browse all federally insured credit unions in Ohio, ranked by assets, members, and financial health score.
View Ohio RankingsFrequently Asked Questions
Yes. MYUSA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MYUSA has 18,429 members and a potential membership field of 1,612,326 people.
MYUSA's net worth ratio is 14.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, MYUSA meets this threshold.
MYUSA operates 8 branch locations and has access to 8 ATMs. The main office is located at 3600 Towne Blvd, Middletown, OH 45005-5543.
MYUSA was established in 0. It is a federal credit union chartered under charter number 96755. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MYUSA. All financial data is for informational purposes only.