NAFT
Federal • Pharr, Texas • Est. 1956
Quick Facts
- Charter Number
- #10994
- Type
- Federal
- Established
- 1956
- Headquarters
- Pharr, Texas 78577
- Address
- 901 N Veterans Blvd
- Branches
- 3
- ATMs
- 2
- Members
- 12,072
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,072 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAFT |
|---|---|
| Total Assets | $152.1M |
| Members | 12,072 |
| Loans Outstanding | $67.6M |
| Shares & Deposits | $126.8M |
| Net Worth | $25.9M |
| Net Worth Ratio | 17.04% |
| Loan-to-Share Ratio | 53.3% |
| Delinquency Rate | 0.36% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
NAFT Federal Credit Union - Main Office
Main Office901 N Veterans Blvd
Pharr, TX 78577
NAFT Federal Credit Union SRO
4301 N Sugar Rd
Pharr, TX 78577-8082
NAFT Federal Credit Union WW
134 E Van Buren Ave Ste 102
Harlingen, TX 78550-6863
Who Can Join NAFT?
Membership Type: Community
Membership eligibility for NAFT may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAFT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
NAFT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NAFT has 12,072 members and a potential membership field of 50,000 people.
NAFT's reported net worth ratio is 17.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NAFT operates 3 branch locations and has access to 2 ATMs. The main office is located at 901 N Veterans Blvd, Pharr, TX 78577.
NAFT was established in 1956. It is a federal credit union chartered under charter number 10994. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NAFT. All financial data is for informational purposes only.