NATIONAL EMPLOYEES
Federal • BLUEFIELD, West Virginia • Est. 1948
Quick Facts
- Charter Number
- #5713
- Type
- Federal
- Established
- 1948
- Headquarters
- BLUEFIELD, West Virginia 24701
- Address
- P.O. Box 1755
- Branches
- 1
- Members
- 3,016
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,016 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NATIONAL EMPLOYEES |
|---|---|
| Total Assets | $14.1M |
| Members | 3,016 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $12.1M |
| Net Worth | $1.9M |
| Net Worth Ratio | 13.81% |
| Loan-to-Share Ratio | 71.8% |
| Delinquency Rate | 0.75% |
| Net Income | +$59,129 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
National Employees Federal Credit Union
Main Office314O E CUMBERLAND RD
BLUEFIELD, WV 24701-4972
Who Can Join NATIONAL EMPLOYEES?
Membership Type: Community
Membership eligibility for NATIONAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact NATIONAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. NATIONAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NATIONAL EMPLOYEES has 3,016 members and a potential membership field of 6,000 people.
NATIONAL EMPLOYEES's net worth ratio is 13.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, NATIONAL EMPLOYEES meets this threshold.
NATIONAL EMPLOYEES operates 1 branch location. The main office is located at 314O E CUMBERLAND RD, BLUEFIELD, WV 24701-4972.
NATIONAL EMPLOYEES was established in 1948. It is a federal credit union chartered under charter number 5713. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NATIONAL EMPLOYEES. All financial data is for informational purposes only.