NATRIUM EMPLOYEES
Federal • Proctor, West Virginia • Est. 1984
Quick Facts
- Charter Number
- #24090
- Type
- Federal
- Established
- 1984
- Headquarters
- Proctor, West Virginia 26055
- Address
- PO Box 168
- Branches
- 1
- Members
- 750
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
750 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NATRIUM EMPLOYEES |
|---|---|
| Total Assets | $11.7M |
| Members | 750 |
| Loans Outstanding | $6.8M |
| Shares & Deposits | $10.4M |
| Net Worth | $1.4M |
| Net Worth Ratio | 11.54% |
| Loan-to-Share Ratio | 65.5% |
| Delinquency Rate | 0.94% |
| Net Income | +$212,456 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office15710 Energy Rd
Proctor, WV 26055-1302
Who Can Join NATRIUM EMPLOYEES?
Membership Type: Community
Membership eligibility for NATRIUM EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact NATRIUM EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. NATRIUM EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NATRIUM EMPLOYEES has 750 members and a potential membership field of 1,500 people.
NATRIUM EMPLOYEES's net worth ratio is 11.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, NATRIUM EMPLOYEES meets this threshold.
NATRIUM EMPLOYEES operates 1 branch location. The main office is located at 15710 Energy Rd, Proctor, WV 26055-1302.
NATRIUM EMPLOYEES was established in 1984. It is a federal credit union chartered under charter number 24090. The institution has been serving members for 42 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NATRIUM EMPLOYEES. All financial data is for informational purposes only.