NECHES
Federal • Port Neches, Texas • Est. 1952
Quick Facts
- Charter Number
- #7916
- Type
- Federal
- Established
- 1952
- Headquarters
- Port Neches, Texas 77651
- Address
- 676 Magnolia Ave
- Branches
- 11
- ATMs
- 17
- Members
- 82,912
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
82,912 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NECHES |
|---|---|
| Total Assets | $1.2B |
| Members | 82,912 |
| Loans Outstanding | $882.9M |
| Shares & Deposits | $1.0B |
| Net Worth | $174.1M |
| Net Worth Ratio | 14.65% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 0.20% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 17 ATMs
Administration Office
Main Office676 Magnolia Ave
Port Neches, TX 77651
Nall Branch
2239 Nall St
Port Neches, TX 77651-4207
Nederland Branch
2623 Nederland Ave
Nederland, TX 77627
Dowlen Branch
1955 Dowlen Rd
Beaumont, TX 77706-3330
Pearl Branch
1254 Pearl St
Beaumont, TX 77701
Who Can Join NECHES?
Membership Type: Community
Membership eligibility for NECHES may vary. Contact the credit union directly to confirm qualification requirements.
Contact NECHES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
NECHES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NECHES has 82,912 members and a potential membership field of 1,027,689 people.
NECHES's reported net worth ratio is 14.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NECHES operates 11 branch locations and has access to 17 ATMs. The main office is located at 676 Magnolia Ave, Port Neches, TX 77651.
NECHES was established in 1952. It is a federal credit union chartered under charter number 7916. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NECHES. All financial data is for informational purposes only.