NEW CENTURY
Federal • Joliet, Illinois • Est. 1936
Quick Facts
- Charter Number
- #1251
- Type
- Federal
- Established
- 1936
- Headquarters
- Joliet, Illinois 60435
- Address
- 291 Springfield Avenue
- Branches
- 2
- ATMs
- 2
- Members
- 4,495
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,495 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEW CENTURY |
|---|---|
| Total Assets | $58.6M |
| Members | 4,495 |
| Loans Outstanding | $24.8M |
| Shares & Deposits | $50.3M |
| Net Worth | $8.1M |
| Net Worth Ratio | 13.89% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.84% |
| Net Income | +$375,411 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Springfield Ave Office
Main Office291 Springfield Ave
Joliet, IL 60435-6509
New Lenox Office
1910 Ferro Dr
New Lenox, IL 60451-3506
Who Can Join NEW CENTURY?
Membership Type: Community
Membership eligibility for NEW CENTURY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEW CENTURY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. NEW CENTURY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEW CENTURY has 4,495 members and a potential membership field of 25,000 people.
NEW CENTURY's net worth ratio is 13.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, NEW CENTURY meets this threshold.
NEW CENTURY operates 2 branch locations and has access to 2 ATMs. The main office is located at 291 Springfield Ave, Joliet, IL 60435-6509.
NEW CENTURY was established in 1936. It is a federal credit union chartered under charter number 1251. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEW CENTURY. All financial data is for informational purposes only.