NICKEL STEEL
Federal • lima, Ohio • Est. 1953
Quick Facts
- Charter Number
- #9000
- Type
- Federal
- Established
- 1953
- Headquarters
- lima, Ohio 45804-2043
- Address
- 1067 s. main st.
- Branches
- 1
- Members
- 524
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
524 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NICKEL STEEL |
|---|---|
| Total Assets | $5.4M |
| Members | 524 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $3.6M |
| Net Worth | $1.8M |
| Net Worth Ratio | 32.88% |
| Loan-to-Share Ratio | 65.0% |
| Delinquency Rate | 5.21% |
| Net Income | +$64,506 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
nickel steel fcu
Main Office1067 s main st
lima, OH 45804-2043
Who Can Join NICKEL STEEL?
Membership Type: Community
Membership eligibility for NICKEL STEEL may vary. Contact the credit union directly to confirm qualification requirements.
Contact NICKEL STEEL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. NICKEL STEEL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NICKEL STEEL has 524 members and a potential membership field of 4,000 people.
NICKEL STEEL's net worth ratio is 32.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 32.9%, NICKEL STEEL meets this threshold.
NICKEL STEEL operates 1 branch location. The main office is located at 1067 s main st, lima, OH 45804-2043.
NICKEL STEEL was established in 1953. It is a federal credit union chartered under charter number 9000. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NICKEL STEEL. All financial data is for informational purposes only.