NJ GATEWAY
Federal • Dayton, New Jersey • Est. 1969
Quick Facts
- Charter Number
- #19454
- Type
- Federal
- Established
- 1969
- Headquarters
- Dayton, New Jersey 08810
- Address
- P. O. Box 420
- Branches
- 1
- Members
- 2,381
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,381 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NJ GATEWAY |
|---|---|
| Total Assets | $27.6M |
| Members | 2,381 |
| Loans Outstanding | $4.2M |
| Shares & Deposits | $24.8M |
| Net Worth | $2.7M |
| Net Worth Ratio | 9.72% |
| Loan-to-Share Ratio | 16.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$32,859 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch
Main Office100 Culver Rd
Monmouth Junction, NJ 08852
Who Can Join NJ GATEWAY?
Membership Type: Other/Unknown
Membership eligibility for NJ GATEWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NJ GATEWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. NJ GATEWAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NJ GATEWAY has 2,381 members and a potential membership field of 809,858 people.
NJ GATEWAY's net worth ratio is 9.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, NJ GATEWAY meets this threshold.
NJ GATEWAY operates 1 branch location. The main office is located at 100 Culver Rd, Monmouth Junction, NJ 08852.
NJ GATEWAY was established in 1969. It is a federal credit union chartered under charter number 19454. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NJ GATEWAY. All financial data is for informational purposes only.