NORTH GEORGIA
State-Chartered • Toccoa, Georgia • Est. 1991
Quick Facts
- Charter Number
- #67395
- Type
- State-Chartered
- Established
- 1991
- Headquarters
- Toccoa, Georgia 30577-6023
- Address
- 695 Big A Rd
- Branches
- 5
- ATMs
- 5
- Members
- 11,638
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,638 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH GEORGIA |
|---|---|
| Total Assets | $116.5M |
| Members | 11,638 |
| Loans Outstanding | $88.5M |
| Shares & Deposits | $101.9M |
| Net Worth | $13.3M |
| Net Worth Ratio | 11.46% |
| Loan-to-Share Ratio | 86.9% |
| Delinquency Rate | 0.46% |
| Net Income | +$120,021 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Toccoa - Corporate Office
Main Office695 Big A Rd
Toccoa, GA 30577-6023
Lavonia Branch
11850 Augusta Rd
Lavonia, GA 30553
Hartwell Branch
249 E Franklin St
Hartwell, GA 30643
Clayton Branch
579 Highway 441 S
Clayton, GA 30525-5482
Toccoa - Mize Rd Branch
1067 Mize Rd
Toccoa, GA 30577
Who Can Join NORTH GEORGIA?
Membership Type: Community
Membership eligibility for NORTH GEORGIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH GEORGIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
NORTH GEORGIA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH GEORGIA has 11,638 members and a potential membership field of 91,000 people.
NORTH GEORGIA's reported net worth ratio is 11.46% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH GEORGIA operates 5 branch locations and has access to 5 ATMs. The main office is located at 695 Big A Rd, Toccoa, GA 30577-6023.
NORTH GEORGIA was established in 1991. It is a state-chartered credit union chartered under charter number 67395. The institution has been serving members for 35 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH GEORGIA. All financial data is for informational purposes only.