NORTH JERSEY
Federal • Totowa, New Jersey • Est. 1936
Quick Facts
- Charter Number
- #1015
- Type
- Federal
- Established
- 1936
- Headquarters
- Totowa, New Jersey 07512-2207
- Address
- 711 Union Blvd
- Branches
- 4
- ATMs
- 3
- Members
- 27,820
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
27,820 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH JERSEY |
|---|---|
| Total Assets | $256.7M |
| Members | 27,820 |
| Loans Outstanding | $150.9M |
| Shares & Deposits | $236.0M |
| Net Worth | $26.7M |
| Net Worth Ratio | 10.39% |
| Loan-to-Share Ratio | 63.9% |
| Delinquency Rate | 0.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Totowa Branch
Main Office711 Union Blvd
Totowa, NJ 07512-2207
Elmwood Park
444 Mola Blvd
Elmwood Park, NJ 07407
Newark
186 W Market St
Newark, NJ 07103
Newark Norman Road Branch
195 Norman Rd
Newark, NJ 07106-3309
Who Can Join NORTH JERSEY?
Membership Type: Other/Unknown
Membership eligibility for NORTH JERSEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH JERSEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
NORTH JERSEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH JERSEY has 27,820 members and a potential membership field of 3,449,242 people.
NORTH JERSEY's reported net worth ratio is 10.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH JERSEY operates 4 branch locations and has access to 3 ATMs. The main office is located at 711 Union Blvd, Totowa, NJ 07512-2207.
NORTH JERSEY was established in 1936. It is a federal credit union chartered under charter number 1015. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH JERSEY. All financial data is for informational purposes only.