NORTH JERSEY
Federal • Totowa, New Jersey • Est. 1936
Quick Facts
- Charter Number
- #1015
- Type
- Federal
- Established
- 1936
- Headquarters
- Totowa, New Jersey 07512-2207
- Address
- 711 Union Blvd.
- Branches
- 4
- ATMs
- 3
- Members
- 27,665
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
27,665 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH JERSEY |
|---|---|
| Total Assets | $252.6M |
| Members | 27,665 |
| Loans Outstanding | $154.0M |
| Shares & Deposits | $232.3M |
| Net Worth | $25.6M |
| Net Worth Ratio | 10.12% |
| Loan-to-Share Ratio | 66.3% |
| Delinquency Rate | 1.10% |
| Net Income | +$1,156,785 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Totowa Branch
Main Office711 Union Blvd
Totowa, NJ 07512-2207
Elmwood Park
444 Mola Blvd
Elmwood Park, NJ 07407
Newark
186 W Market St
Newark, NJ 07103
Newark Norman Road Branch
195 Norman Rd
Newark, NJ 07106-3309
Who Can Join NORTH JERSEY?
Membership Type: Other/Unknown
Membership eligibility for NORTH JERSEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH JERSEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. NORTH JERSEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH JERSEY has 27,665 members and a potential membership field of 3,371,206 people.
NORTH JERSEY's net worth ratio is 10.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, NORTH JERSEY meets this threshold.
NORTH JERSEY operates 4 branch locations and has access to 3 ATMs. The main office is located at 711 Union Blvd, Totowa, NJ 07512-2207.
NORTH JERSEY was established in 1936. It is a federal credit union chartered under charter number 1015. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH JERSEY. All financial data is for informational purposes only.