NORTH STAR
State-Chartered • Cook, Minnesota • Est. 1939
Quick Facts
- Charter Number
- #60689
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Cook, Minnesota 55723
- Address
- 24 S River St
- Branches
- 5
- ATMs
- 3
- Members
- 6,076
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,076 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH STAR |
|---|---|
| Total Assets | $112.7M |
| Members | 6,076 |
| Loans Outstanding | $86.8M |
| Shares & Deposits | $101.6M |
| Net Worth | $10.4M |
| Net Worth Ratio | 9.21% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 0.19% |
| Net Income | +$295,869 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
Main Office 24 S River St
Main Office24 S River St
Cook, MN 55723
North Star Credit Union North Woods Money Cave
10248 E Olson Rd
Cook, MN 55723
Nashwauk Branch
401 E Platt Ave
Nashwauk, MN 55769
Northern Pacific Duluth Branch
4918 Grand Ave
Duluth, MN 55807
Mt. Iron
8586 Rock Ridge Dr
Mountain Iron, MN 55768-2800
Who Can Join NORTH STAR?
Membership Type: Community
Membership eligibility for NORTH STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
NORTH STAR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTH STAR has 6,076 members and a potential membership field of 287,887 people.
NORTH STAR's reported net worth ratio is 9.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTH STAR operates 5 branch locations and has access to 3 ATMs. The main office is located at 24 S River St, Cook, MN 55723.
NORTH STAR was established in 1939. It is a state-chartered credit union chartered under charter number 60689. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTH STAR. All financial data is for informational purposes only.