NORTH STAR
State-Chartered • COOK, Minnesota • Est. 1939
Quick Facts
- Charter Number
- #60689
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- COOK, Minnesota 55723-1058
- Address
- PO BOX 1058
- Branches
- 5
- ATMs
- 3
- Members
- 6,037
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,037 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH STAR |
|---|---|
| Total Assets | $112.1M |
| Members | 6,037 |
| Loans Outstanding | $87.9M |
| Shares & Deposits | $101.3M |
| Net Worth | $9.9M |
| Net Worth Ratio | 8.88% |
| Loan-to-Share Ratio | 86.8% |
| Delinquency Rate | 0.00% |
| Net Income | +$665,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Main Office 24 S River St
Main Office24 S River St
Cook, MN 55723
North Star Credit Union North Woods Money Cave
10248 E Olson Rd
Cook, MN 55723
Nashwauk Branch
401 E Platt Ave
Nashwauk, MN 55769
Northern Pacific Duluth Branch
4918 Grand Ave
Duluth, MN 55807
Mt. Iron
8586 Rock Ridge Dr
Mountain Iron, MN 55768-2800
Who Can Join NORTH STAR?
Membership Type: Community
Membership eligibility for NORTH STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. NORTH STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH STAR has 6,037 members and a potential membership field of 287,887 people.
NORTH STAR's net worth ratio is 8.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, NORTH STAR meets this threshold.
NORTH STAR operates 5 branch locations and has access to 3 ATMs. The main office is located at 24 S River St, Cook, MN 55723.
NORTH STAR was established in 1939. It is a state-chartered credit union chartered under charter number 60689. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH STAR. All financial data is for informational purposes only.