NORTHERN KENTUCKY
Federal • Highland Heights, Kentucky • Est. 1973
Quick Facts
- Charter Number
- #21339
- Type
- Federal
- Established
- 1973
- Headquarters
- Highland Heights, Kentucky 41076
- Address
- 2805 Alexandria Way
- Branches
- 2
- Members
- 6,790
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,790 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHERN KENTUCKY |
|---|---|
| Total Assets | $43.7M |
| Members | 6,790 |
| Loans Outstanding | $18.4M |
| Shares & Deposits | $37.4M |
| Net Worth | $5.9M |
| Net Worth Ratio | 13.42% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.32% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Northern Kentucky FCU - Highland Heights
Main Office2805 Alexandria Way
Highland Heights, KY 41076
Northern Kentucky FCU - Florence Location
6720 Dixie Hwy
Florence, KY 41042-2108
Who Can Join NORTHERN KENTUCKY?
Membership Type: Community
Membership eligibility for NORTHERN KENTUCKY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHERN KENTUCKY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
NORTHERN KENTUCKY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHERN KENTUCKY has 6,790 members and a potential membership field of 150,000 people.
NORTHERN KENTUCKY's reported net worth ratio is 13.42% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHERN KENTUCKY operates 2 branch locations. The main office is located at 2805 Alexandria Way, Highland Heights, KY 41076.
NORTHERN KENTUCKY was established in 1973. It is a federal credit union chartered under charter number 21339. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHERN KENTUCKY. All financial data is for informational purposes only.