NORTHRIDGE COMMUNITY
State-Chartered • Virginia, Minnesota • Est. 1957
Quick Facts
- Charter Number
- #61257
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Virginia, Minnesota 55792
- Address
- 921 17th St S
- Branches
- 5
- ATMs
- 4
- Members
- 7,962
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,962 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHRIDGE COMMUNITY |
|---|---|
| Total Assets | $109.6M |
| Members | 7,962 |
| Loans Outstanding | $88.5M |
| Shares & Deposits | $91.3M |
| Net Worth | $17.2M |
| Net Worth Ratio | 15.66% |
| Loan-to-Share Ratio | 96.9% |
| Delinquency Rate | 3.06% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Hoyt Lakes Office
283 Kennedy Memorial Dr
Hoyt Lakes, MN 55750
Virginia Office
Main Office921 17th St S
Virginia, MN 55792
Biwabik Office
222 Main St S
Biwabik, MN 55708-3073
Ely Office
1321 E Sheridan St
Ely, MN 55731
Hibbing Office
4125 9th Avenue West, Suite 100
Hibbing, MN 55746-2306
Who Can Join NORTHRIDGE COMMUNITY?
Membership Type: Community
Membership eligibility for NORTHRIDGE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHRIDGE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
NORTHRIDGE COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NORTHRIDGE COMMUNITY has 7,962 members and a potential membership field of 255,664 people.
NORTHRIDGE COMMUNITY's reported net worth ratio is 15.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NORTHRIDGE COMMUNITY operates 5 branch locations and has access to 4 ATMs. The main office is located at 921 17th St S, Virginia, MN 55792.
NORTHRIDGE COMMUNITY was established in 1957. It is a state-chartered credit union chartered under charter number 61257. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NORTHRIDGE COMMUNITY. All financial data is for informational purposes only.