NORTHRIDGE COMMUNITY
State-Chartered • Virginia, Minnesota • Est. 1957
Quick Facts
- Charter Number
- #61257
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Virginia, Minnesota 55792
- Address
- 921 17th St S
- Branches
- 5
- ATMs
- 4
- Members
- 7,608
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
7,608 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHRIDGE COMMUNITY |
|---|---|
| Total Assets | $114.3M |
| Members | 7,608 |
| Loans Outstanding | $86.8M |
| Shares & Deposits | $96.9M |
| Net Worth | $14.1M |
| Net Worth Ratio | 12.33% |
| Loan-to-Share Ratio | 89.6% |
| Delinquency Rate | 3.85% |
| Net Income | +$2,956,579 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Hoyt Lakes Office
283 Kennedy Memorial Dr
Hoyt Lakes, MN 55750
Virginia Office
Main Office921 17th St S
Virginia, MN 55792
Biwabik Office
222 Main St S
Biwabik, MN 55708-3073
Ely Office
1321 E Sheridan St
Ely, MN 55731
Hibbing Office
4125 9th Avenue West, Suite 100
Hibbing, MN 55746-2306
Who Can Join NORTHRIDGE COMMUNITY?
Membership Type: Community
Membership eligibility for NORTHRIDGE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHRIDGE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. NORTHRIDGE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTHRIDGE COMMUNITY has 7,608 members and a potential membership field of 255,664 people.
NORTHRIDGE COMMUNITY's net worth ratio is 12.33% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, NORTHRIDGE COMMUNITY meets this threshold.
NORTHRIDGE COMMUNITY operates 5 branch locations and has access to 4 ATMs. The main office is located at 921 17th St S, Virginia, MN 55792.
NORTHRIDGE COMMUNITY was established in 1957. It is a state-chartered credit union chartered under charter number 61257. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTHRIDGE COMMUNITY. All financial data is for informational purposes only.