NOVA
State-Chartered • CHARLOTTE, North Carolina • Est. 1934
Quick Facts
- Charter Number
- #63425
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- CHARLOTTE, North Carolina 28208
- Address
- 3601 MULBERRY CHURCH RD
- Branches
- 6
- ATMs
- 3
- Members
- 11,048
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,048 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NOVA |
|---|---|
| Total Assets | $120.7M |
| Members | 11,048 |
| Loans Outstanding | $76.7M |
| Shares & Deposits | $99.6M |
| Net Worth | $20.6M |
| Net Worth Ratio | 17.05% |
| Loan-to-Share Ratio | 77.0% |
| Delinquency Rate | 0.25% |
| Net Income | +$712,787 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
Nova Credit Union
Main Office3601 Mulberry Church Rd
Charlotte, NC 28208
Nova Credit Union
4817 W Market St
Greensboro, NC 27407-1403
Nova Credit Union
1022 11th Avenue Blvd SE
Hickory, NC 28602
Jack Henry Outlink Services
10910 W 87th St
Lenexa, KS 66214
Nova Credit Union
275 Branchview Dr SE
Concord, NC 28025
Who Can Join NOVA?
Membership Type: Community
Membership eligibility for NOVA may vary. Contact the credit union directly to confirm qualification requirements.
Contact NOVA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Browse all federally insured credit unions in North Carolina, ranked by assets, members, and financial health score.
View North Carolina RankingsFrequently Asked Questions
Yes. NOVA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NOVA has 11,048 members and a potential membership field of 250,000 people.
NOVA's net worth ratio is 17.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.1%, NOVA meets this threshold.
NOVA operates 6 branch locations and has access to 3 ATMs. The main office is located at 3601 Mulberry Church Rd, Charlotte, NC 28208.
NOVA was established in 1934. It is a state-chartered credit union chartered under charter number 63425. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NOVA. All financial data is for informational purposes only.