NSPIRE
Federal • Sinton, Texas • Est. 1957
Quick Facts
- Charter Number
- #11721
- Type
- Federal
- Established
- 1957
- Headquarters
- Sinton, Texas 78387-2412
- Address
- 501 W Merriman St
- Branches
- 2
- ATMs
- 2
- Members
- 2,562
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,562 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NSPIRE |
|---|---|
| Total Assets | $30.2M |
| Members | 2,562 |
| Loans Outstanding | $20.8M |
| Shares & Deposits | $26.1M |
| Net Worth | $3.9M |
| Net Worth Ratio | 13.05% |
| Loan-to-Share Ratio | 79.8% |
| Delinquency Rate | 0.76% |
| Net Income | $-67,652 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
San Patricio Co Teachers FCU
Main Office501 W Merriman St
Sinton, TX 78387-2412
San Patricio Co Teachers FCU
1802 Billy G Webb
Portland, TX 78374
Who Can Join NSPIRE?
Membership Type: Community
Membership eligibility for NSPIRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact NSPIRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
NSPIRE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, NSPIRE has 2,562 members and a potential membership field of 49,504 people.
NSPIRE's reported net worth ratio is 13.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
NSPIRE operates 2 branch locations and has access to 2 ATMs. The main office is located at 501 W Merriman St, Sinton, TX 78387-2412.
NSPIRE was established in 1957. It is a federal credit union chartered under charter number 11721. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or NSPIRE. All financial data is for informational purposes only.