OC
Federal • GARFIELD HTS, Ohio • Est. 1954
Quick Facts
- Charter Number
- #9208
- Type
- Federal
- Established
- 1954
- Headquarters
- GARFIELD HTS, Ohio 44125-5173
- Address
- 13623 ROCKSIDE RD
- Branches
- 5
- ATMs
- 3
- Members
- 13,927
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,927 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OC |
|---|---|
| Total Assets | $305.7M |
| Members | 13,927 |
| Loans Outstanding | $211.7M |
| Shares & Deposits | $243.6M |
| Net Worth | $41.0M |
| Net Worth Ratio | 13.40% |
| Loan-to-Share Ratio | 86.9% |
| Delinquency Rate | 0.07% |
| Net Income | +$4,696,545 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Garfield Hts
Main Office13623 Rockside Rd
Garfield Hts, OH 44125-5173
Macedonia
8600 Alexandria Dr
Macedonia, OH 44056
Akron
2720 S Arlington Rd
Coventry Township, OH 44312-4742
Strongsville
16488 Pearl Rd
Strongsville, OH 44136-6042
North Canton
210 Applegrove St SW
North Canton, OH 44720
Who Can Join OC?
Membership Type: Community
Membership eligibility for OC may vary. Contact the credit union directly to confirm qualification requirements.
Contact OC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. OC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OC has 13,927 members and a potential membership field of 2,200,000 people.
OC's net worth ratio is 13.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, OC meets this threshold.
OC operates 5 branch locations and has access to 3 ATMs. The main office is located at 13623 Rockside Rd, Garfield Hts, OH 44125-5173.
OC was established in 1954. It is a federal credit union chartered under charter number 9208. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OC. All financial data is for informational purposes only.