OCEAN COUNTY EMPLOYEES
Federal • TOMS RIVER, New Jersey • Est. 1968
Quick Facts
- Charter Number
- #18759
- Type
- Federal
- Established
- 1968
- Headquarters
- TOMS RIVER, New Jersey 08754
- Address
- PO BOX 2191
- Branches
- 1
- Members
- 350
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
350 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OCEAN COUNTY EMPLOYEES |
|---|---|
| Total Assets | $1.4M |
| Members | 350 |
| Loans Outstanding | $350K |
| Shares & Deposits | $1.2M |
| Net Worth | $273K |
| Net Worth Ratio | 18.88% |
| Loan-to-Share Ratio | 29.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$16,311 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Ocean County Employees Federal Credit Union
Main Office118 Washington St
Toms River, NJ 08753
Who Can Join OCEAN COUNTY EMPLOYEES?
Membership Type: Community
Membership eligibility for OCEAN COUNTY EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact OCEAN COUNTY EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. OCEAN COUNTY EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OCEAN COUNTY EMPLOYEES has 350 members and a potential membership field of 1,500 people.
OCEAN COUNTY EMPLOYEES's net worth ratio is 18.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.9%, OCEAN COUNTY EMPLOYEES meets this threshold.
OCEAN COUNTY EMPLOYEES operates 1 branch location. The main office is located at 118 Washington St, Toms River, NJ 08753.
OCEAN COUNTY EMPLOYEES was established in 1968. It is a federal credit union chartered under charter number 18759. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OCEAN COUNTY EMPLOYEES. All financial data is for informational purposes only.