OCNAC #1
Federal • jersey city, New Jersey • Est. 1949
Quick Facts
- Charter Number
- #5987
- Type
- Federal
- Established
- 1949
- Headquarters
- jersey city, New Jersey 07307
- Address
- 1082 summit ave
- Branches
- 1
- Members
- 2,172
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
2,172 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OCNAC #1 |
|---|---|
| Total Assets | $7.1M |
| Members | 2,172 |
| Loans Outstanding | $1.8M |
| Shares & Deposits | $6.1M |
| Net Worth | $844K |
| Net Worth Ratio | 11.93% |
| Loan-to-Share Ratio | 28.9% |
| Delinquency Rate | 3.60% |
| Net Income | +$161,347 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
1082 summit ave
Main Office1082 summit ave
jersey city, NJ 07307
Who Can Join OCNAC #1?
Membership Type: Community
Membership eligibility for OCNAC #1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact OCNAC #1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. OCNAC #1 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OCNAC #1 has 2,172 members and a potential membership field of 10,000 people.
OCNAC #1's net worth ratio is 11.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, OCNAC #1 meets this threshold.
OCNAC #1 operates 1 branch location. The main office is located at 1082 summit ave, jersey city, NJ 07307.
OCNAC #1 was established in 1949. It is a federal credit union chartered under charter number 5987. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OCNAC #1. All financial data is for informational purposes only.