OCNAC #1
Federal • Jersey City, New Jersey • Est. 1949
Quick Facts
- Charter Number
- #5987
- Type
- Federal
- Established
- 1949
- Headquarters
- Jersey City, New Jersey 07307
- Address
- 1082 summit ave
- Branches
- 1
- Members
- 2,127
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 4% and a delinquency rate below 5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,127 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OCNAC #1 |
|---|---|
| Total Assets | $7.1M |
| Members | 2,127 |
| Loans Outstanding | $1.6M |
| Shares & Deposits | $6.1M |
| Net Worth | $870K |
| Net Worth Ratio | 12.31% |
| Loan-to-Share Ratio | 26.5% |
| Delinquency Rate | 4.21% |
| Net Income | +$26,156 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
1082 summit ave
Main Office1082 summit ave
Jersey City, NJ 07307
Who Can Join OCNAC #1?
Membership Type: Community
Membership eligibility for OCNAC #1 may vary. Contact the credit union directly to confirm qualification requirements.
Contact OCNAC #1 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
OCNAC #1 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OCNAC #1 has 2,127 members and a potential membership field of 10,000 people.
OCNAC #1's reported net worth ratio is 12.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OCNAC #1 operates 1 branch location. The main office is located at 1082 summit ave, Jersey City, NJ 07307.
OCNAC #1 was established in 1949. It is a federal credit union chartered under charter number 5987. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OCNAC #1. All financial data is for informational purposes only.