OHIO EDUCATIONAL
Federal • Cleveland, Ohio • Est. 1900
Quick Facts
- Charter Number
- #95107
- Type
- Federal
- Established
- 1900
- Headquarters
- Cleveland, Ohio 44101-5079
- Address
- P.O. Box 93079
- Branches
- 5
- ATMs
- 4
- Members
- 14,808
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,808 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OHIO EDUCATIONAL |
|---|---|
| Total Assets | $154.7M |
| Members | 14,808 |
| Loans Outstanding | $109.2M |
| Shares & Deposits | $139.3M |
| Net Worth | $12.7M |
| Net Worth Ratio | 8.21% |
| Loan-to-Share Ratio | 78.4% |
| Delinquency Rate | 0.13% |
| Net Income | +$1,043,698 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Lakewood
17526 Madison Ave
Lakewood, OH 44107
Oberlin
55 E College St
Oberlin, OH 44074
Zanesville
905 Zane St Ste 1
Zanesville, OH 43701
Administrative Office
Main Office4141 Rockside Rd Ste 400
Seven Hills, OH 44131
Cleveland Branch
2921 Community College Ave
Cleveland, OH 44115
Who Can Join OHIO EDUCATIONAL?
Membership Type: Community
Membership eligibility for OHIO EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact OHIO EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. OHIO EDUCATIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OHIO EDUCATIONAL has 14,808 members and a potential membership field of 50,000 people.
OHIO EDUCATIONAL's net worth ratio is 8.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.2%, OHIO EDUCATIONAL meets this threshold.
OHIO EDUCATIONAL operates 5 branch locations and has access to 4 ATMs. The main office is located at 4141 Rockside Rd Ste 400, Seven Hills, OH 44131.
OHIO EDUCATIONAL was established in 1900. It is a federal credit union chartered under charter number 95107. The institution has been serving members for 126 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OHIO EDUCATIONAL. All financial data is for informational purposes only.