OLD OCEAN
Federal • Sweeny, Texas • Est. 1949
Quick Facts
- Charter Number
- #6175
- Type
- Federal
- Established
- 1949
- Headquarters
- Sweeny, Texas 77480
- Address
- PO Box 867
- Branches
- 1
- ATMs
- 1
- Members
- 3,015
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,015 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OLD OCEAN |
|---|---|
| Total Assets | $40.2M |
| Members | 3,015 |
| Loans Outstanding | $16.0M |
| Shares & Deposits | $31.5M |
| Net Worth | $8.1M |
| Net Worth Ratio | 20.15% |
| Loan-to-Share Ratio | 50.7% |
| Delinquency Rate | 0.16% |
| Net Income | +$823,996 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
OLD OCEAN FEDERAL CREDIT UNION
Main OfficePO Box 867
Sweeny, TX 77480
Who Can Join OLD OCEAN?
Membership Type: Community
Membership eligibility for OLD OCEAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact OLD OCEAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. OLD OCEAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OLD OCEAN has 3,015 members and a potential membership field of 165,000 people.
OLD OCEAN's net worth ratio is 20.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.1%, OLD OCEAN meets this threshold.
OLD OCEAN operates 1 branch location and has access to 1 ATMs. The main office is located at PO Box 867, Sweeny, TX 77480.
OLD OCEAN was established in 1949. It is a federal credit union chartered under charter number 6175. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OLD OCEAN. All financial data is for informational purposes only.