ON THE GRID FINANCIAL
Federal • Atlanta, Georgia • Est. 1935
Quick Facts
- Charter Number
- #383
- Type
- Federal
- Established
- 1935
- Headquarters
- Atlanta, Georgia 30328-7173
- Address
- 5901 Peachtree Dunwoody Rd Ste A275
- Branches
- 1
- Members
- 3,953
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,953 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ON THE GRID FINANCIAL |
|---|---|
| Total Assets | $43.6M |
| Members | 3,953 |
| Loans Outstanding | $18.2M |
| Shares & Deposits | $37.0M |
| Net Worth | $6.3M |
| Net Worth Ratio | 14.42% |
| Loan-to-Share Ratio | 49.3% |
| Delinquency Rate | 0.44% |
| Net Income | +$167,995 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
North Atlanta Branch
Main Office5901 Peachtree Dunwoody Rd Ste A275
Atlanta, GA 30328-7173
Who Can Join ON THE GRID FINANCIAL?
Membership Type: Community
Membership eligibility for ON THE GRID FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ON THE GRID FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. ON THE GRID FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ON THE GRID FINANCIAL has 3,953 members and a potential membership field of 73,500 people.
ON THE GRID FINANCIAL's net worth ratio is 14.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.4%, ON THE GRID FINANCIAL meets this threshold.
ON THE GRID FINANCIAL operates 1 branch location. The main office is located at 5901 Peachtree Dunwoody Rd Ste A275, Atlanta, GA 30328-7173.
ON THE GRID FINANCIAL was established in 1935. It is a federal credit union chartered under charter number 383. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ON THE GRID FINANCIAL. All financial data is for informational purposes only.