OTTAWA HIWAY
State-Chartered • OTTAWA, Illinois • Est. 1963
Quick Facts
- Charter Number
- #63213
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- OTTAWA, Illinois 61350
- Address
- 700 E NORRIS DR
- Branches
- 3
- Members
- 1,211
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,211 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OTTAWA HIWAY |
|---|---|
| Total Assets | $16.1M |
| Members | 1,211 |
| Loans Outstanding | $7.0M |
| Shares & Deposits | $13.5M |
| Net Worth | $2.5M |
| Net Worth Ratio | 15.85% |
| Loan-to-Share Ratio | 51.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$316,193 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Ottawa Hiway Credit Union
819 Depot Ave
Dixon, IL 61021
Ottawa Hiway Credit Union
Main Office700 E Norris Dr
Ottawa, IL 61350
Building B
700 E Norris Dr
Ottawa, IL 61350
Who Can Join OTTAWA HIWAY?
Membership Type: Community
Membership eligibility for OTTAWA HIWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact OTTAWA HIWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. OTTAWA HIWAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OTTAWA HIWAY has 1,211 members and a potential membership field of 1,500 people.
OTTAWA HIWAY's net worth ratio is 15.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.8%, OTTAWA HIWAY meets this threshold.
OTTAWA HIWAY operates 3 branch locations. The main office is located at 700 E Norris Dr, Ottawa, IL 61350.
OTTAWA HIWAY was established in 1963. It is a state-chartered credit union chartered under charter number 63213. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OTTAWA HIWAY. All financial data is for informational purposes only.