OUCU FINANCIAL CREDIT UNION, INC.
State-Chartered • Athens, Ohio • Est. 1955
Quick Facts
- Charter Number
- #61048
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Athens, Ohio 45701
- Address
- 944 E State St
- Branches
- 5
- ATMs
- 5
- Members
- 26,302
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
26,302 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OUCU FINANCIAL CREDIT UNION, INC. |
|---|---|
| Total Assets | $520.9M |
| Members | 26,302 |
| Loans Outstanding | $406.1M |
| Shares & Deposits | $450.2M |
| Net Worth | $60.1M |
| Net Worth Ratio | 11.53% |
| Loan-to-Share Ratio | 90.2% |
| Delinquency Rate | 0.84% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office944 E State St
Athens, OH 45701
Shafer Branch
90 S Shafer St
Athens, OH 45701-2309
West Union Branch
12 W Union St
Athens, OH 45701
Logan Branch
96 W Hunter St
Logan, OH 43138
Lancaster Branch
2808 Columbus Lancaster Rd NW
Lancaster, OH 43130
Who Can Join OUCU FINANCIAL CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for OUCU FINANCIAL CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact OUCU FINANCIAL CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
OUCU FINANCIAL CREDIT UNION, INC. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OUCU FINANCIAL CREDIT UNION, INC. has 26,302 members and a potential membership field of 11,799,448 people.
OUCU FINANCIAL CREDIT UNION, INC.'s reported net worth ratio is 11.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OUCU FINANCIAL CREDIT UNION, INC. operates 5 branch locations and has access to 5 ATMs. The main office is located at 944 E State St, Athens, OH 45701.
OUCU FINANCIAL CREDIT UNION, INC. was established in 1955. It is a state-chartered credit union chartered under charter number 61048. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OUCU FINANCIAL CREDIT UNION, INC.. All financial data is for informational purposes only.