OUCU FINANCIAL CREDIT UNION, INC.
State-Chartered • Athens, Ohio • Est. 1955
Quick Facts
- Charter Number
- #61048
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Athens, Ohio 45701
- Address
- 944 E State St
- Branches
- 5
- ATMs
- 5
- Members
- 25,722
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
25,722 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OUCU FINANCIAL CREDIT UNION, INC. |
|---|---|
| Total Assets | $529.6M |
| Members | 25,722 |
| Loans Outstanding | $402.7M |
| Shares & Deposits | $441.9M |
| Net Worth | $61.4M |
| Net Worth Ratio | 11.59% |
| Loan-to-Share Ratio | 91.1% |
| Delinquency Rate | 0.71% |
| Net Income | +$2,951,855 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Main Office
Main Office944 E State St
Athens, OH 45701
Shafer Branch
90 S Shafer St
Athens, OH 45701-2309
West Union Branch
12 W Union St
Athens, OH 45701
Logan Branch
96 W Hunter St
Logan, OH 43138
Lancaster Branch
2808 Columbus Lancaster Rd NW
Lancaster, OH 43130
Who Can Join OUCU FINANCIAL CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for OUCU FINANCIAL CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact OUCU FINANCIAL CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. OUCU FINANCIAL CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OUCU FINANCIAL CREDIT UNION, INC. has 25,722 members and a potential membership field of 11,799,448 people.
OUCU FINANCIAL CREDIT UNION, INC.'s net worth ratio is 11.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, OUCU FINANCIAL CREDIT UNION, INC. meets this threshold.
OUCU FINANCIAL CREDIT UNION, INC. operates 5 branch locations and has access to 5 ATMs. The main office is located at 944 E State St, Athens, OH 45701.
OUCU FINANCIAL CREDIT UNION, INC. was established in 1955. It is a state-chartered credit union chartered under charter number 61048. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OUCU FINANCIAL CREDIT UNION, INC.. All financial data is for informational purposes only.