OWENSBORO
Federal • Owensboro, Kentucky • Est. 1953
Quick Facts
- Charter Number
- #8988
- Type
- Federal
- Established
- 1953
- Headquarters
- Owensboro, Kentucky 42301-6185
- Address
- 717 Harvard Dr
- Branches
- 4
- ATMs
- 3
- Members
- 6,071
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,071 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OWENSBORO |
|---|---|
| Total Assets | $89.5M |
| Members | 6,071 |
| Loans Outstanding | $36.4M |
| Shares & Deposits | $76.3M |
| Net Worth | $12.3M |
| Net Worth Ratio | 13.75% |
| Loan-to-Share Ratio | 47.7% |
| Delinquency Rate | 0.41% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Owensboro Federal Credit Union
Main Office717 Harvard Dr
Owensboro, KY 42301-6185
Owensboro Federal Credit Union
1208 Triplett St
Owensboro, KY 42303-3160
Owensboro Federal Credit Union
1412 Chelsa Dr
Madisonville, KY 42431-1671
Share One, Inc.
2650 Thousand Oaks Blvd Ste 1120
Memphis, TN 38118-2449
Who Can Join OWENSBORO?
Membership Type: Community
Membership eligibility for OWENSBORO may vary. Contact the credit union directly to confirm qualification requirements.
Contact OWENSBORO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
OWENSBORO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OWENSBORO has 6,071 members and a potential membership field of 8,071 people.
OWENSBORO's reported net worth ratio is 13.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OWENSBORO operates 4 branch locations and has access to 3 ATMs. The main office is located at 717 Harvard Dr, Owensboro, KY 42301-6185.
OWENSBORO was established in 1953. It is a federal credit union chartered under charter number 8988. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OWENSBORO. All financial data is for informational purposes only.