OWENSBORO
Federal • Owensboro, Kentucky • Est. 1953
Quick Facts
- Charter Number
- #8988
- Type
- Federal
- Established
- 1953
- Headquarters
- Owensboro, Kentucky 42301
- Address
- 717 Harvard Drive
- Branches
- 4
- ATMs
- 3
- Members
- 6,076
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,076 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OWENSBORO |
|---|---|
| Total Assets | $88.6M |
| Members | 6,076 |
| Loans Outstanding | $36.8M |
| Shares & Deposits | $75.9M |
| Net Worth | $12.1M |
| Net Worth Ratio | 13.64% |
| Loan-to-Share Ratio | 48.4% |
| Delinquency Rate | 0.49% |
| Net Income | +$1,251,093 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Owensboro Federal Credit Union
Main Office717 Harvard Dr
Owensboro, KY 42301-6185
Owensboro Federal Credit Union
1208 Triplett St
Owensboro, KY 42303-3160
Owensboro Federal Credit Union
1412 Chelsa Dr
Madisonville, KY 42431-1671
Share One, Inc.
2650 Thousand Oaks Blvd Ste 1120
Memphis, TN 38118-2449
Who Can Join OWENSBORO?
Membership Type: Community
Membership eligibility for OWENSBORO may vary. Contact the credit union directly to confirm qualification requirements.
Contact OWENSBORO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. OWENSBORO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OWENSBORO has 6,076 members and a potential membership field of 8,076 people.
OWENSBORO's net worth ratio is 13.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, OWENSBORO meets this threshold.
OWENSBORO operates 4 branch locations and has access to 3 ATMs. The main office is located at 717 Harvard Dr, Owensboro, KY 42301-6185.
OWENSBORO was established in 1953. It is a federal credit union chartered under charter number 8988. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OWENSBORO. All financial data is for informational purposes only.