OZARK
Federal • Poplar Bluff, Missouri • Est. 1952
Quick Facts
- Charter Number
- #7641
- Type
- Federal
- Established
- 1952
- Headquarters
- Poplar Bluff, Missouri 63901-2304
- Address
- 2438 Katy LN
- Branches
- 8
- ATMs
- 7
- Members
- 17,735
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,735 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OZARK |
|---|---|
| Total Assets | $138.1M |
| Members | 17,735 |
| Loans Outstanding | $107.7M |
| Shares & Deposits | $120.9M |
| Net Worth | $15.4M |
| Net Worth Ratio | 11.18% |
| Loan-to-Share Ratio | 89.1% |
| Delinquency Rate | 0.23% |
| Net Income | +$2,236,351 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Main Office
Main Office2438 Katy LN
Poplar Bluff, MO 63901-2304
Downtown Branch
221 N 5th St
Poplar Bluff, MO 63901-5111
VAMC Branch
1500 N Westwood Blvd
Poplar Bluff, MO 63901
Dexter Branch
1117 W BUS HWY 60
Dexter, MO 63841
Piedmont Branch
101 S Main ST
Piedmont, MO 63957-1562
Who Can Join OZARK?
Membership Type: Community
Membership eligibility for OZARK may vary. Contact the credit union directly to confirm qualification requirements.
Contact OZARK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. OZARK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OZARK has 17,735 members and a potential membership field of 750,000 people.
OZARK's net worth ratio is 11.18% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, OZARK meets this threshold.
OZARK operates 8 branch locations and has access to 7 ATMs. The main office is located at 2438 Katy LN, Poplar Bluff, MO 63901-2304.
OZARK was established in 1952. It is a federal credit union chartered under charter number 7641. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OZARK. All financial data is for informational purposes only.