P S E
Federal • Somerset, New Jersey • Est. 1958
Quick Facts
- Charter Number
- #12175
- Type
- Federal
- Established
- 1958
- Headquarters
- Somerset, New Jersey 08873
- Address
- 472 Weston Canal Rd
- Branches
- 1
- Members
- 1,318
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,318 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | P S E |
|---|---|
| Total Assets | $12.4M |
| Members | 1,318 |
| Loans Outstanding | $7.4M |
| Shares & Deposits | $10.4M |
| Net Worth | $1.8M |
| Net Worth Ratio | 14.95% |
| Loan-to-Share Ratio | 70.7% |
| Delinquency Rate | 2.78% |
| Net Income | +$3,291 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main
Main Office472 Weston Canal Rd
Somerset, NJ 08873
Who Can Join P S E?
Membership Type: Community
Membership eligibility for P S E may vary. Contact the credit union directly to confirm qualification requirements.
Contact P S E directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. P S E is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, P S E has 1,318 members and a potential membership field of 1,600 people.
P S E's net worth ratio is 14.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.9%, P S E meets this threshold.
P S E operates 1 branch location. The main office is located at 472 Weston Canal Rd, Somerset, NJ 08873.
P S E was established in 1958. It is a federal credit union chartered under charter number 12175. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or P S E. All financial data is for informational purposes only.