PAINESVILLE CREDIT UNION
State-Chartered • Painesville, Ohio • Est. 1942
Quick Facts
- Charter Number
- #63679
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- Painesville, Ohio 44077
- Address
- 280 N Saint Clair St
- Branches
- 1
- ATMs
- 1
- Members
- 6,251
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,251 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PAINESVILLE CREDIT UNION |
|---|---|
| Total Assets | $45.8M |
| Members | 6,251 |
| Loans Outstanding | $26.6M |
| Shares & Deposits | $38.1M |
| Net Worth | $7.4M |
| Net Worth Ratio | 16.20% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 0.24% |
| Net Income | +$589,093 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Painesville Credit Union
Main Office280 N Saint Clair St
Painesville, OH 44077
Who Can Join PAINESVILLE CREDIT UNION?
Membership Type: Community
Membership eligibility for PAINESVILLE CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact PAINESVILLE CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. PAINESVILLE CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PAINESVILLE CREDIT UNION has 6,251 members and a potential membership field of 232,360 people.
PAINESVILLE CREDIT UNION's net worth ratio is 16.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.2%, PAINESVILLE CREDIT UNION meets this threshold.
PAINESVILLE CREDIT UNION operates 1 branch location and has access to 1 ATMs. The main office is located at 280 N Saint Clair St, Painesville, OH 44077.
PAINESVILLE CREDIT UNION was established in 1942. It is a state-chartered credit union chartered under charter number 63679. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PAINESVILLE CREDIT UNION. All financial data is for informational purposes only.