PALMETTO FIRST
Federal • Florence, South Carolina • Est. 1953
Quick Facts
- Charter Number
- #24491
- Type
- Federal
- Established
- 1953
- Headquarters
- Florence, South Carolina 29501
- Address
- 1722 Gregg Ave
- Branches
- 3
- ATMs
- 2
- Members
- 6,501
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,501 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALMETTO FIRST |
|---|---|
| Total Assets | $63.8M |
| Members | 6,501 |
| Loans Outstanding | $41.4M |
| Shares & Deposits | $50.4M |
| Net Worth | $13.2M |
| Net Worth Ratio | 20.75% |
| Loan-to-Share Ratio | 82.2% |
| Delinquency Rate | 1.79% |
| Net Income | +$303,740 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Palmetto First FCU
Main Office1722 Gregg Ave
Florence, SC 29501
Palmetto First FCU - Branch
108 Pamplico Hwy
Florence, SC 29505
South Carolina National Guard Federal Credit Union
1225 Bluff Rd
Columbia, SC 29201-4714
Who Can Join PALMETTO FIRST?
Membership Type: Other/Unknown
Membership eligibility for PALMETTO FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALMETTO FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
PALMETTO FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PALMETTO FIRST has 6,501 members and a potential membership field of 136,921 people.
PALMETTO FIRST's reported net worth ratio is 20.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PALMETTO FIRST operates 3 branch locations and has access to 2 ATMs. The main office is located at 1722 Gregg Ave, Florence, SC 29501.
PALMETTO FIRST was established in 1953. It is a federal credit union chartered under charter number 24491. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PALMETTO FIRST. All financial data is for informational purposes only.