PALMETTO FIRST
Federal • Florence, South Carolina • Est. 1953
Quick Facts
- Charter Number
- #24491
- Type
- Federal
- Established
- 1953
- Headquarters
- Florence, South Carolina 29502
- Address
- PO Box 3989
- Branches
- 3
- ATMs
- 2
- Members
- 6,438
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
6,438 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALMETTO FIRST |
|---|---|
| Total Assets | $61.5M |
| Members | 6,438 |
| Loans Outstanding | $40.8M |
| Shares & Deposits | $48.4M |
| Net Worth | $12.9M |
| Net Worth Ratio | 21.03% |
| Loan-to-Share Ratio | 84.4% |
| Delinquency Rate | 2.45% |
| Net Income | +$1,622,401 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Palmetto First FCU
Main Office1722 Gregg Ave
Florence, SC 29501
Palmetto First FCU - Branch
108 Pamplico Hwy
Florence, SC 29505
South Carolina National Guard Federal Credit Union
1225 Bluff Rd
Columbia, SC 29201-4714
Who Can Join PALMETTO FIRST?
Membership Type: Other/Unknown
Membership eligibility for PALMETTO FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALMETTO FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. PALMETTO FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PALMETTO FIRST has 6,438 members and a potential membership field of 136,921 people.
PALMETTO FIRST's net worth ratio is 21.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.0%, PALMETTO FIRST meets this threshold.
PALMETTO FIRST operates 3 branch locations and has access to 2 ATMs. The main office is located at 1722 Gregg Ave, Florence, SC 29501.
PALMETTO FIRST was established in 1953. It is a federal credit union chartered under charter number 24491. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PALMETTO FIRST. All financial data is for informational purposes only.