PEAR ORCHARD
Federal • Beaumont, Texas • Est. 1965
Quick Facts
- Charter Number
- #17105
- Type
- Federal
- Established
- 1965
- Headquarters
- Beaumont, Texas 77705-3022
- Address
- 3390 Sarah St
- Branches
- 1
- Members
- 315
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
315 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEAR ORCHARD |
|---|---|
| Total Assets | $892K |
| Members | 315 |
| Loans Outstanding | $416K |
| Shares & Deposits | $678K |
| Net Worth | $211K |
| Net Worth Ratio | 23.71% |
| Loan-to-Share Ratio | 61.3% |
| Delinquency Rate | 32.40% |
| Net Income | +$5,243 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office3390 Sarah St
Beaumont, TX 77705-3022
Who Can Join PEAR ORCHARD?
Membership Type: Community
Membership eligibility for PEAR ORCHARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEAR ORCHARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PEAR ORCHARD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEAR ORCHARD has 315 members and a potential membership field of 3,186 people.
PEAR ORCHARD's net worth ratio is 23.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.7%, PEAR ORCHARD meets this threshold.
PEAR ORCHARD operates 1 branch location. The main office is located at 3390 Sarah St, Beaumont, TX 77705-3022.
PEAR ORCHARD was established in 1965. It is a federal credit union chartered under charter number 17105. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEAR ORCHARD. All financial data is for informational purposes only.