PIEDMONT ADVANTAGE CREDIT UNION
State-Chartered • Winston Salem, North Carolina • Est. 1949
Quick Facts
- Charter Number
- #60160
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- Winston Salem, North Carolina 27103
- Address
- 3530 Advantage Way
- Branches
- 6
- ATMs
- 10
- Members
- 28,097
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
28,097 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PIEDMONT ADVANTAGE CREDIT UNION |
|---|---|
| Total Assets | $387.2M |
| Members | 28,097 |
| Loans Outstanding | $259.3M |
| Shares & Deposits | $339.6M |
| Net Worth | $32.4M |
| Net Worth Ratio | 8.37% |
| Loan-to-Share Ratio | 76.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$286,448 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 10 ATMs
University
5610 University Pkwy
Winston Salem, NC 27105-1312
Advantage Way
Main Office3530 Advantage Way
Winston Salem, NC 27103
Greensboro
3717 Battleground Ave
Greensboro, NC 27410
Eden
212 E Kings Hwy
Eden, NC 27288
Mooresville
139 S Cardigan Way
Mooresville, NC 28117
Who Can Join PIEDMONT ADVANTAGE CREDIT UNION?
Membership Type: Community
Membership eligibility for PIEDMONT ADVANTAGE CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact PIEDMONT ADVANTAGE CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. PIEDMONT ADVANTAGE CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PIEDMONT ADVANTAGE CREDIT UNION has 28,097 members and a potential membership field of 1,000,000 people.
PIEDMONT ADVANTAGE CREDIT UNION's net worth ratio is 8.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, PIEDMONT ADVANTAGE CREDIT UNION meets this threshold.
PIEDMONT ADVANTAGE CREDIT UNION operates 6 branch locations and has access to 10 ATMs. The main office is located at 3530 Advantage Way, Winston Salem, NC 27103.
PIEDMONT ADVANTAGE CREDIT UNION was established in 1949. It is a state-chartered credit union chartered under charter number 60160. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PIEDMONT ADVANTAGE CREDIT UNION. All financial data is for informational purposes only.