PIONEER MUTUAL
Federal • SUGAR LAND, Texas • Est. 1981
Quick Facts
- Charter Number
- #24818
- Type
- Federal
- Established
- 1981
- Headquarters
- SUGAR LAND, Texas 77478
- Address
- 1521 LAKE POINTE PKWY
- Branches
- 3
- Members
- 11,820
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,820 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PIONEER MUTUAL |
|---|---|
| Total Assets | $335.6M |
| Members | 11,820 |
| Loans Outstanding | $208.9M |
| Shares & Deposits | $293.4M |
| Net Worth | $41.2M |
| Net Worth Ratio | 12.28% |
| Loan-to-Share Ratio | 71.2% |
| Delinquency Rate | 0.42% |
| Net Income | +$4,340,335 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Pioneer Mutual Federal CU
11721 Ranch Road 620 N
Austin, TX 78750
Pioneer Mutual Federal CU
Main Office1521 Lake Pointe Pkwy
Sugar Land, TX 77478
Pioneer Mutual FCU
8643 W Rayford Rd
Spring, TX 77389
Who Can Join PIONEER MUTUAL?
Membership Type: Community
Membership eligibility for PIONEER MUTUAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PIONEER MUTUAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PIONEER MUTUAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PIONEER MUTUAL has 11,820 members and a potential membership field of 18,000 people.
PIONEER MUTUAL's net worth ratio is 12.28% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, PIONEER MUTUAL meets this threshold.
PIONEER MUTUAL operates 3 branch locations. The main office is located at 1521 Lake Pointe Pkwy, Sugar Land, TX 77478.
PIONEER MUTUAL was established in 1981. It is a federal credit union chartered under charter number 24818. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PIONEER MUTUAL. All financial data is for informational purposes only.