PLATINUM
Federal • Duluth, Georgia • Est. 1999
Quick Facts
- Charter Number
- #24631
- Type
- Federal
- Established
- 1999
- Headquarters
- Duluth, Georgia 30097
- Address
- 1815 Satellite Blvd Ste 200
- Branches
- 6
- Members
- 13,500
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,500 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PLATINUM |
|---|---|
| Total Assets | $347.4M |
| Members | 13,500 |
| Loans Outstanding | $255.1M |
| Shares & Deposits | $310.1M |
| Net Worth | $35.8M |
| Net Worth Ratio | 10.42% |
| Loan-to-Share Ratio | 82.3% |
| Delinquency Rate | 0.63% |
| Net Income | +$6,429,928 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations
Lilburn Branch
4794 Lawrenceville Hwy NW
Lilburn, GA 30047
Decatur Branch
1059 Mistletoe Rd
Decatur, GA 30033
Orlando Branch
7041 Grand National Dr Ste 201
Orlando, FL 32819
Alabama Branch
2020 Patton Chapel Rd
Hoover, AL 35216
SUGARLOAF BRANCH
2035 SUGARLOAF CIR
DULUTH, GA 30097
Who Can Join PLATINUM?
Membership Type: Community
Membership eligibility for PLATINUM may vary. Contact the credit union directly to confirm qualification requirements.
Contact PLATINUM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. PLATINUM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PLATINUM has 13,500 members and a potential membership field of 100,000 people.
PLATINUM's net worth ratio is 10.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, PLATINUM meets this threshold.
PLATINUM operates 6 branch locations. The main office is located at 1815 Satellite Blvd Ste 200, Duluth, GA 30097.
PLATINUM was established in 1999. It is a federal credit union chartered under charter number 24631. The institution has been serving members for 27 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PLATINUM. All financial data is for informational purposes only.