PORT TERMINAL
Federal • Houston, Texas • Est. 1961
Quick Facts
- Charter Number
- #14512
- Type
- Federal
- Established
- 1961
- Headquarters
- Houston, Texas 77012-2149
- Address
- 8934 Manchester St # 215
- Branches
- 1
- Members
- 643
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
643 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PORT TERMINAL |
|---|---|
| Total Assets | $8.0M |
| Members | 643 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $4.8M |
| Net Worth | $3.2M |
| Net Worth Ratio | 39.76% |
| Loan-to-Share Ratio | 107.8% |
| Delinquency Rate | 4.49% |
| Net Income | +$46,359 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Port Terminal Federal Credit Union
Main Office8934 Manchester St # 215
Houston, TX 77012-2149
Who Can Join PORT TERMINAL?
Membership Type: Community
Membership eligibility for PORT TERMINAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PORT TERMINAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PORT TERMINAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PORT TERMINAL has 643 members and a potential membership field of 1,200 people.
PORT TERMINAL's net worth ratio is 39.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 39.8%, PORT TERMINAL meets this threshold.
PORT TERMINAL operates 1 branch location. The main office is located at 8934 Manchester St # 215, Houston, TX 77012-2149.
PORT TERMINAL was established in 1961. It is a federal credit union chartered under charter number 14512. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PORT TERMINAL. All financial data is for informational purposes only.