POSTAL & COMMUNITY
State-Chartered • Saint Joseph, Missouri • Est. 1922
Quick Facts
- Charter Number
- #64145
- Type
- State-Chartered
- Established
- 1922
- Headquarters
- Saint Joseph, Missouri 64506
- Address
- 3921 Oakland Ave
- Branches
- 2
- ATMs
- 2
- Members
- 11,114
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,114 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POSTAL & COMMUNITY |
|---|---|
| Total Assets | $93.1M |
| Members | 11,114 |
| Loans Outstanding | $69.6M |
| Shares & Deposits | $83.7M |
| Net Worth | $9.1M |
| Net Worth Ratio | 9.79% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.58% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Postal & Community Credit Union
Main Office3921 Oakland Ave
Saint Joseph, MO 64506
Postal & Community Credit Union
402 S. Bus 71 Hwy
Savannah, MO 64485
Who Can Join POSTAL & COMMUNITY?
Membership Type: Community
Membership eligibility for POSTAL & COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact POSTAL & COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Missouri RankingsFrequently Asked Questions
POSTAL & COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, POSTAL & COMMUNITY has 11,114 members and a potential membership field of 50,000 people.
POSTAL & COMMUNITY's reported net worth ratio is 9.79% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
POSTAL & COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 3921 Oakland Ave, Saint Joseph, MO 64506.
POSTAL & COMMUNITY was established in 1922. It is a state-chartered credit union chartered under charter number 64145. The institution has been serving members for 104 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or POSTAL & COMMUNITY. All financial data is for informational purposes only.