POSTAL & COMMUNITY
State-Chartered • Saint Joseph, Missouri • Est. 1922
Quick Facts
- Charter Number
- #64145
- Type
- State-Chartered
- Established
- 1922
- Headquarters
- Saint Joseph, Missouri 64506
- Address
- 3921 Oakland Ave
- Branches
- 2
- ATMs
- 2
- Members
- 11,086
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,086 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POSTAL & COMMUNITY |
|---|---|
| Total Assets | $91.3M |
| Members | 11,086 |
| Loans Outstanding | $67.4M |
| Shares & Deposits | $82.3M |
| Net Worth | $8.8M |
| Net Worth Ratio | 9.69% |
| Loan-to-Share Ratio | 81.8% |
| Delinquency Rate | 0.55% |
| Net Income | +$1,283,805 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Postal & Community Credit Union
Main Office3921 Oakland Ave
Saint Joseph, MO 64506
Postal & Community Credit Union
402 S. Bus 71 Hwy
Savannah, MO 64485
Who Can Join POSTAL & COMMUNITY?
Membership Type: Community
Membership eligibility for POSTAL & COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact POSTAL & COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. POSTAL & COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, POSTAL & COMMUNITY has 11,086 members and a potential membership field of 50,000 people.
POSTAL & COMMUNITY's net worth ratio is 9.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, POSTAL & COMMUNITY meets this threshold.
POSTAL & COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 3921 Oakland Ave, Saint Joseph, MO 64506.
POSTAL & COMMUNITY was established in 1922. It is a state-chartered credit union chartered under charter number 64145. The institution has been serving members for 104 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or POSTAL & COMMUNITY. All financial data is for informational purposes only.