POSTAL FAMILY
Federal • FARGO, North Dakota • Est. 1936
Quick Facts
- Charter Number
- #951
- Type
- Federal
- Established
- 1936
- Headquarters
- FARGO, North Dakota 58106-9318
- Address
- 2730 12TH AVE S, PO BOX 9318
- Branches
- 2
- Members
- 2,273
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,273 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POSTAL FAMILY |
|---|---|
| Total Assets | $29.5M |
| Members | 2,273 |
| Loans Outstanding | $9.5M |
| Shares & Deposits | $26.4M |
| Net Worth | $3.1M |
| Net Worth Ratio | 10.44% |
| Loan-to-Share Ratio | 35.9% |
| Delinquency Rate | 0.29% |
| Net Income | +$297,307 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MAIN OFFICE
Main Office2730 12TH AVE S
FARGO, ND 58103
BRANCH
2501 28TH AVE S
GRAND FORKS, ND 58208-6321
Who Can Join POSTAL FAMILY?
Membership Type: Community
Membership eligibility for POSTAL FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact POSTAL FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. POSTAL FAMILY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, POSTAL FAMILY has 2,273 members and a potential membership field of 20,500 people.
POSTAL FAMILY's net worth ratio is 10.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, POSTAL FAMILY meets this threshold.
POSTAL FAMILY operates 2 branch locations. The main office is located at 2730 12TH AVE S, FARGO, ND 58103.
POSTAL FAMILY was established in 1936. It is a federal credit union chartered under charter number 951. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or POSTAL FAMILY. All financial data is for informational purposes only.