PRESTON
Federal • KINGWOOD, West Virginia • Est. 1978
Quick Facts
- Charter Number
- #23015
- Type
- Federal
- Established
- 1978
- Headquarters
- KINGWOOD, West Virginia 26537
- Address
- 434 E MAIN ST
- Branches
- 1
- ATMs
- 1
- Members
- 1,904
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,904 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PRESTON |
|---|---|
| Total Assets | $30.2M |
| Members | 1,904 |
| Loans Outstanding | $9.8M |
| Shares & Deposits | $26.1M |
| Net Worth | $4.0M |
| Net Worth Ratio | 13.42% |
| Loan-to-Share Ratio | 37.5% |
| Delinquency Rate | 0.91% |
| Net Income | +$398,799 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
KINGWOOD
Main Office434 E MAIN ST
KINGWOOD, WV 26537-1722
Who Can Join PRESTON?
Membership Type: Community
Membership eligibility for PRESTON may vary. Contact the credit union directly to confirm qualification requirements.
Contact PRESTON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. PRESTON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PRESTON has 1,904 members and a potential membership field of 2,150 people.
PRESTON's net worth ratio is 13.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, PRESTON meets this threshold.
PRESTON operates 1 branch location and has access to 1 ATMs. The main office is located at 434 E MAIN ST, KINGWOOD, WV 26537-1722.
PRESTON was established in 1978. It is a federal credit union chartered under charter number 23015. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PRESTON. All financial data is for informational purposes only.