PUBLIC SERVICE
Federal • Middlesex, New Jersey • Est. 1957
Quick Facts
- Charter Number
- #11779
- Type
- Federal
- Established
- 1957
- Headquarters
- Middlesex, New Jersey 08846
- Address
- 619 Union Ave
- Branches
- 1
- Members
- 3,714
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,714 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PUBLIC SERVICE |
|---|---|
| Total Assets | $40.3M |
| Members | 3,714 |
| Loans Outstanding | $13.9M |
| Shares & Deposits | $34.0M |
| Net Worth | $6.2M |
| Net Worth Ratio | 15.29% |
| Loan-to-Share Ratio | 40.9% |
| Delinquency Rate | 0.41% |
| Net Income | +$431,994 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Middlesex
Main Office619 Union Ave
Middlesex, NJ 08846
Who Can Join PUBLIC SERVICE?
Membership Type: Community
Membership eligibility for PUBLIC SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PUBLIC SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. PUBLIC SERVICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PUBLIC SERVICE has 3,714 members and a potential membership field of 5,000 people.
PUBLIC SERVICE's net worth ratio is 15.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.3%, PUBLIC SERVICE meets this threshold.
PUBLIC SERVICE operates 1 branch location. The main office is located at 619 Union Ave, Middlesex, NJ 08846.
PUBLIC SERVICE was established in 1957. It is a federal credit union chartered under charter number 11779. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PUBLIC SERVICE. All financial data is for informational purposes only.