R T P
Federal • RTP, North Carolina • Est. 1968
Quick Facts
- Charter Number
- #18550
- Type
- Federal
- Established
- 1968
- Headquarters
- RTP, North Carolina 27709
- Address
- P O Box 12807
- Branches
- 4
- ATMs
- 3
- Members
- 9,439
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
9,439 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | R T P |
|---|---|
| Total Assets | $141.9M |
| Members | 9,439 |
| Loans Outstanding | $80.8M |
| Shares & Deposits | $129.9M |
| Net Worth | $11.3M |
| Net Worth Ratio | 7.93% |
| Loan-to-Share Ratio | 62.2% |
| Delinquency Rate | 0.94% |
| Net Income | +$1,035,986 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Cary Branch
915 N Harrison Ave
Cary, NC 27513-3904
Stonehenge Branch
7560 Creedmoor Rd
Raleigh, NC 27613-1641
RTP Federal Credit Union
Main Office384 Davis Dr
Morrisville, NC 27560-6336
RTP Branch
384 Davis Dr
Morrisville, NC 27560
Who Can Join R T P?
Membership Type: Occupational
Membership eligibility for R T P may vary. Contact the credit union directly to confirm qualification requirements.
Contact R T P directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. R T P is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, R T P has 9,439 members and a potential membership field of 2,189,891 people.
R T P's net worth ratio is 7.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, R T P meets this threshold.
R T P operates 4 branch locations and has access to 3 ATMs. The main office is located at 384 Davis Dr, Morrisville, NC 27560-6336.
R T P was established in 1968. It is a federal credit union chartered under charter number 18550. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or R T P. All financial data is for informational purposes only.