RAIZ
Federal • EL PASO, Texas • Est. 1936
Quick Facts
- Charter Number
- #1409
- Type
- Federal
- Established
- 1936
- Headquarters
- EL PASO, Texas 79936
- Address
- 12020 ROJAS DR
- Branches
- 11
- ATMs
- 9
- Members
- 78,235
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
78,235 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAIZ |
|---|---|
| Total Assets | $1.1B |
| Members | 78,235 |
| Loans Outstanding | $847.0M |
| Shares & Deposits | $854.3M |
| Net Worth | $106.0M |
| Net Worth Ratio | 9.81% |
| Loan-to-Share Ratio | 99.2% |
| Delinquency Rate | 0.88% |
| Net Income | +$7,052,846 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 9 ATMs
Rojas
Main Office12020 Rojas Dr
El Paso, TX 79936
Kenworthy
9835 Kenworthy St
El Paso, TX 79924
Village Court
100 Village Ct
El Paso, TX 79922
Lomaland
975 Lomaland Dr
El Paso, TX 79907
Joe Battle
3600 Joe Battle Blvd
El Paso, TX 79938
Who Can Join RAIZ?
Membership Type: Community
Membership eligibility for RAIZ may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAIZ directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. RAIZ is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RAIZ has 78,235 members and a potential membership field of 839,268 people.
RAIZ's net worth ratio is 9.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, RAIZ meets this threshold.
RAIZ operates 11 branch locations and has access to 9 ATMs. The main office is located at 12020 Rojas Dr, El Paso, TX 79936.
RAIZ was established in 1936. It is a federal credit union chartered under charter number 1409. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RAIZ. All financial data is for informational purposes only.