RAIZ
Federal • El Paso, Texas • Est. 1936
Quick Facts
- Charter Number
- #1409
- Type
- Federal
- Established
- 1936
- Headquarters
- El Paso, Texas 79936
- Address
- 12020 Rojas Dr
- Branches
- 11
- ATMs
- 9
- Members
- 79,277
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
79,277 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAIZ |
|---|---|
| Total Assets | $1.1B |
| Members | 79,277 |
| Loans Outstanding | $844.5M |
| Shares & Deposits | $857.1M |
| Net Worth | $108.7M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 98.5% |
| Delinquency Rate | 0.86% |
| Net Income | +$2,751,176 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 9 ATMs
Rojas
Main Office12020 Rojas Dr
El Paso, TX 79936
Kenworthy
9835 Kenworthy St
El Paso, TX 79924
Village Court
100 Village Ct
El Paso, TX 79922
Lomaland
975 Lomaland Dr
El Paso, TX 79907
Joe Battle
3600 Joe Battle Blvd
El Paso, TX 79938
Who Can Join RAIZ?
Membership Type: Community
Membership eligibility for RAIZ may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAIZ directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
RAIZ is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RAIZ has 79,277 members and a potential membership field of 865,657 people.
RAIZ's reported net worth ratio is 9.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RAIZ operates 11 branch locations and has access to 9 ATMs. The main office is located at 12020 Rojas Dr, El Paso, TX 79936.
RAIZ was established in 1936. It is a federal credit union chartered under charter number 1409. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RAIZ. All financial data is for informational purposes only.