RALEIGH CO. EDUCATORS
Federal • BECKLEY, West Virginia • Est. 1980
Quick Facts
- Charter Number
- #23722
- Type
- Federal
- Established
- 1980
- Headquarters
- BECKLEY, West Virginia 25801-3733
- Address
- 105 ADAIR ST
- Branches
- 3
- Members
- 2,288
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,288 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RALEIGH CO. EDUCATORS |
|---|---|
| Total Assets | $21.3M |
| Members | 2,288 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $15.8M |
| Net Worth | $5.4M |
| Net Worth Ratio | 25.45% |
| Loan-to-Share Ratio | 55.1% |
| Delinquency Rate | 0.62% |
| Net Income | +$248,988 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Raleigh County Educators Federal Credit Union
Main Office105 Adair St
Beckley, WV 25801-3733
FISERVE
255 Fiserv Dr
BROOKFIELD, WI 53045-5815
RW Electric Company
120 Electric Ave
Beckley, WV 25801-9774
Who Can Join RALEIGH CO. EDUCATORS?
Membership Type: Community
Membership eligibility for RALEIGH CO. EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact RALEIGH CO. EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. RALEIGH CO. EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RALEIGH CO. EDUCATORS has 2,288 members and a potential membership field of 3,500 people.
RALEIGH CO. EDUCATORS's net worth ratio is 25.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.4%, RALEIGH CO. EDUCATORS meets this threshold.
RALEIGH CO. EDUCATORS operates 3 branch locations. The main office is located at 105 Adair St, Beckley, WV 25801-3733.
RALEIGH CO. EDUCATORS was established in 1980. It is a federal credit union chartered under charter number 23722. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RALEIGH CO. EDUCATORS. All financial data is for informational purposes only.