RARITAN BAY
Federal • Sayreville, New Jersey • Est. 1941
Quick Facts
- Charter Number
- #4726
- Type
- Federal
- Established
- 1941
- Headquarters
- Sayreville, New Jersey 08872
- Address
- 491 Raritan Street
- Branches
- 1
- ATMs
- 1
- Members
- 7,545
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,545 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RARITAN BAY |
|---|---|
| Total Assets | $104.8M |
| Members | 7,545 |
| Loans Outstanding | $35.9M |
| Shares & Deposits | $96.0M |
| Net Worth | $8.8M |
| Net Worth Ratio | 8.42% |
| Loan-to-Share Ratio | 37.4% |
| Delinquency Rate | 0.72% |
| Net Income | +$1,297,505 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office491 Raritan St
Sayreville, NJ 08872-1442
Who Can Join RARITAN BAY?
Membership Type: Other/Unknown
Membership eligibility for RARITAN BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RARITAN BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. RARITAN BAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RARITAN BAY has 7,545 members and a potential membership field of 904,119 people.
RARITAN BAY's net worth ratio is 8.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, RARITAN BAY meets this threshold.
RARITAN BAY operates 1 branch location and has access to 1 ATMs. The main office is located at 491 Raritan St, Sayreville, NJ 08872-1442.
RARITAN BAY was established in 1941. It is a federal credit union chartered under charter number 4726. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RARITAN BAY. All financial data is for informational purposes only.