RAVE FINANCIAL
State-Chartered • Beaumont, Texas • Est. 1935
Quick Facts
- Charter Number
- #68735
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Beaumont, Texas 77726
- Address
- P.O. Box 12849
- Branches
- 14
- ATMs
- 14
- Members
- 86,407
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
86,407 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAVE FINANCIAL |
|---|---|
| Total Assets | $1.2B |
| Members | 86,407 |
| Loans Outstanding | $965.4M |
| Shares & Deposits | $922.6M |
| Net Worth | $152.9M |
| Net Worth Ratio | 12.80% |
| Loan-to-Share Ratio | 104.6% |
| Delinquency Rate | 0.73% |
| Net Income | +$12,430,327 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
14 locations · 14 ATMs
Delaware Branch
1810 N Major Dr
Beaumont, TX 77713
Treadway Branch
4285 Treadway Rd
Beaumont, TX 77706
Carroll Street Branch
2050 Carroll St
Beaumont, TX 77701
Jasper Branch
465 E Gibson St
Jasper, TX 75951
Mid-County Branch
1131 S Memorial Fwy
Nederland, TX 77627
Who Can Join RAVE FINANCIAL?
Membership Type: Community
Membership eligibility for RAVE FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAVE FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. RAVE FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RAVE FINANCIAL has 86,407 members and a potential membership field of 6,951,154 people.
RAVE FINANCIAL's net worth ratio is 12.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, RAVE FINANCIAL meets this threshold.
RAVE FINANCIAL operates 14 branch locations and has access to 14 ATMs. The main office is located at 3535 Calder Ave, Beaumont, TX 77706.
RAVE FINANCIAL was established in 1935. It is a state-chartered credit union chartered under charter number 68735. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RAVE FINANCIAL. All financial data is for informational purposes only.