RICHLAND
Federal • Sidney, Montana • Est. 1939
Quick Facts
- Charter Number
- #3391
- Type
- Federal
- Established
- 1939
- Headquarters
- Sidney, Montana 59270-3626
- Address
- 201 W Holly St
- Branches
- 2
- ATMs
- 1
- Members
- 4,834
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,834 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RICHLAND |
|---|---|
| Total Assets | $117.7M |
| Members | 4,834 |
| Loans Outstanding | $40.3M |
| Shares & Deposits | $100.2M |
| Net Worth | $17.4M |
| Net Worth Ratio | 14.75% |
| Loan-to-Share Ratio | 40.2% |
| Delinquency Rate | 0.24% |
| Net Income | +$364,370 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Richland Federal Credit Union
Main Office201 W Holly St
Sidney, MT 59270-3626
Richland Federal Credit Union
18 2nd east
Culbertson, MT 59218
Who Can Join RICHLAND?
Membership Type: Other/Unknown
Membership eligibility for RICHLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact RICHLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Montana RankingsFrequently Asked Questions
RICHLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RICHLAND has 4,834 members and a potential membership field of 15,000 people.
RICHLAND's reported net worth ratio is 14.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RICHLAND operates 2 branch locations and has access to 1 ATMs. The main office is located at 201 W Holly St, Sidney, MT 59270-3626.
RICHLAND was established in 1939. It is a federal credit union chartered under charter number 3391. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RICHLAND. All financial data is for informational purposes only.