RIDGEDALE
Federal • East Hanover, New Jersey • Est. 1947
Quick Facts
- Charter Number
- #5419
- Type
- Federal
- Established
- 1947
- Headquarters
- East Hanover, New Jersey 07936
- Address
- 124 S Ridgedale AVe
- Branches
- 2
- ATMs
- 1
- Members
- 3,709
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,709 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIDGEDALE |
|---|---|
| Total Assets | $94.9M |
| Members | 3,709 |
| Loans Outstanding | $46.9M |
| Shares & Deposits | $85.9M |
| Net Worth | $9.1M |
| Net Worth Ratio | 9.57% |
| Loan-to-Share Ratio | 54.5% |
| Delinquency Rate | 1.19% |
| Net Income | $-146,831 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Ridgedale Office
Main Office124 S Ridgedale AVe
East Hanover, NJ 07936
Liberty Federal Credit Union
666 Newark Ave
Jersey City, NJ 07306
Who Can Join RIDGEDALE?
Membership Type: Community
Membership eligibility for RIDGEDALE may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIDGEDALE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. RIDGEDALE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIDGEDALE has 3,709 members and a potential membership field of 8,000 people.
RIDGEDALE's net worth ratio is 9.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, RIDGEDALE meets this threshold.
RIDGEDALE operates 2 branch locations and has access to 1 ATMs. The main office is located at 124 S Ridgedale AVe, East Hanover, NJ 07936.
RIDGEDALE was established in 1947. It is a federal credit union chartered under charter number 5419. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIDGEDALE. All financial data is for informational purposes only.