RIO GRANDE VALLEY CREDIT UNION
State-Chartered • Harlingen, Texas • Est. 1954
Quick Facts
- Charter Number
- #61734
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Harlingen, Texas 78550-5154
- Address
- 1221 Morgan Blvd
- Branches
- 5
- ATMs
- 5
- Members
- 17,611
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,611 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIO GRANDE VALLEY CREDIT UNION |
|---|---|
| Total Assets | $181.5M |
| Members | 17,611 |
| Loans Outstanding | $64.4M |
| Shares & Deposits | $161.3M |
| Net Worth | $18.6M |
| Net Worth Ratio | 10.27% |
| Loan-to-Share Ratio | 39.9% |
| Delinquency Rate | 0.48% |
| Net Income | +$408,799 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
San Benito Branch
345 N Williams Rd
San Benito, TX 78586-4117
Expwy 83
4321 W Expressway 83
Harlingen, TX 78552-3534
Morgan
Main Office1221 Morgan Blvd
Harlingen, TX 78550-5154
Lyford Branch
7449 S Expressway 77
Lyford, TX 78569
Rio Hondo
117 W Colorado Ave
Rio Hondo, TX 78583
Who Can Join RIO GRANDE VALLEY CREDIT UNION?
Membership Type: Community
Membership eligibility for RIO GRANDE VALLEY CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIO GRANDE VALLEY CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
RIO GRANDE VALLEY CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RIO GRANDE VALLEY CREDIT UNION has 17,611 members and a potential membership field of 146,081 people.
RIO GRANDE VALLEY CREDIT UNION's reported net worth ratio is 10.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RIO GRANDE VALLEY CREDIT UNION operates 5 branch locations and has access to 5 ATMs. The main office is located at 1221 Morgan Blvd, Harlingen, TX 78550-5154.
RIO GRANDE VALLEY CREDIT UNION was established in 1954. It is a state-chartered credit union chartered under charter number 61734. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RIO GRANDE VALLEY CREDIT UNION. All financial data is for informational purposes only.