RIO GRANDE VALLEY CREDIT UNION
State-Chartered • Harlingen, Texas • Est. 1954
Quick Facts
- Charter Number
- #61734
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Harlingen, Texas 78550-5154
- Address
- 1221 Morgan Blvd
- Branches
- 5
- ATMs
- 5
- Members
- 17,571
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,571 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIO GRANDE VALLEY CREDIT UNION |
|---|---|
| Total Assets | $175.0M |
| Members | 17,571 |
| Loans Outstanding | $65.8M |
| Shares & Deposits | $155.5M |
| Net Worth | $18.2M |
| Net Worth Ratio | 10.42% |
| Loan-to-Share Ratio | 42.4% |
| Delinquency Rate | 0.53% |
| Net Income | +$2,234,785 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
San Benito Branch
345 N Williams Rd
San Benito, TX 78586-4117
Expwy 83
4321 W Expressway 83
Harlingen, TX 78552-3534
Morgan
Main Office1221 Morgan Blvd
Harlingen, TX 78550-5154
Lyford Branch
7449 S Expressway 77
Lyford, TX 78569
Rio Hondo
117 W Colorado Ave
Rio Hondo, TX 78583
Who Can Join RIO GRANDE VALLEY CREDIT UNION?
Membership Type: Community
Membership eligibility for RIO GRANDE VALLEY CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIO GRANDE VALLEY CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. RIO GRANDE VALLEY CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIO GRANDE VALLEY CREDIT UNION has 17,571 members and a potential membership field of 146,081 people.
RIO GRANDE VALLEY CREDIT UNION's net worth ratio is 10.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, RIO GRANDE VALLEY CREDIT UNION meets this threshold.
RIO GRANDE VALLEY CREDIT UNION operates 5 branch locations and has access to 5 ATMs. The main office is located at 1221 Morgan Blvd, Harlingen, TX 78550-5154.
RIO GRANDE VALLEY CREDIT UNION was established in 1954. It is a state-chartered credit union chartered under charter number 61734. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIO GRANDE VALLEY CREDIT UNION. All financial data is for informational purposes only.