RIVER TO RIVER
State-Chartered • Vienna, Illinois • Est. 1972
Quick Facts
- Charter Number
- #61152
- Type
- State-Chartered
- Established
- 1972
- Headquarters
- Vienna, Illinois 62995
- Address
- P.O. Box 516
- Branches
- 2
- ATMs
- 1
- Members
- 2,421
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,421 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER TO RIVER |
|---|---|
| Total Assets | $29.0M |
| Members | 2,421 |
| Loans Outstanding | $15.2M |
| Shares & Deposits | $24.9M |
| Net Worth | $4.0M |
| Net Worth Ratio | 13.85% |
| Loan-to-Share Ratio | 60.9% |
| Delinquency Rate | 0.57% |
| Net Income | +$774,552 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office1895 State Route 146 E
Vienna, IL 62995
Bradford Scott Data Corp
101 E Washington Blvd Ste 700
Fort Wayne, IN 46802-3145
Who Can Join RIVER TO RIVER?
Membership Type: Community
Membership eligibility for RIVER TO RIVER may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER TO RIVER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. RIVER TO RIVER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVER TO RIVER has 2,421 members and a potential membership field of 60,684 people.
RIVER TO RIVER's net worth ratio is 13.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, RIVER TO RIVER meets this threshold.
RIVER TO RIVER operates 2 branch locations and has access to 1 ATMs. The main office is located at 1895 State Route 146 E, Vienna, IL 62995.
RIVER TO RIVER was established in 1972. It is a state-chartered credit union chartered under charter number 61152. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVER TO RIVER. All financial data is for informational purposes only.