RIVER VALLEY
Federal • Miamisburg, Ohio • Est. 1949
Quick Facts
- Charter Number
- #97109
- Type
- Federal
- Established
- 1949
- Headquarters
- Miamisburg, Ohio 45342
- Address
- 505 Earl Blvd
- Branches
- 7
- ATMs
- 6
- Members
- 27,190
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
27,190 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER VALLEY |
|---|---|
| Total Assets | $492.1M |
| Members | 27,190 |
| Loans Outstanding | $381.4M |
| Shares & Deposits | $424.5M |
| Net Worth | $58.1M |
| Net Worth Ratio | 11.80% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 0.49% |
| Net Income | +$6,214,148 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
Main Office Corporate Headquarters
Main Office505 Earl Blvd
Miamisburg, OH 45342
West Carrollton Branch
2094 S Alex Rd
West Carrollton, OH 45449-2491
Beavercreek Branch
3927 Indian Ripple Rd
Dayton, OH 45440-3449
Springboro Branch
25 W Central Ave
Springboro, OH 45066-1132
Dayton Branch
1030 N Main St
Dayton, OH 45405-4212
Who Can Join RIVER VALLEY?
Membership Type: Community
Membership eligibility for RIVER VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Browse all federally insured credit unions in Ohio, ranked by assets, members, and financial health score.
View Ohio RankingsFrequently Asked Questions
Yes. RIVER VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVER VALLEY has 27,190 members and a potential membership field of 500,000 people.
RIVER VALLEY's net worth ratio is 11.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, RIVER VALLEY meets this threshold.
RIVER VALLEY operates 7 branch locations and has access to 6 ATMs. The main office is located at 505 Earl Blvd, Miamisburg, OH 45342.
RIVER VALLEY was established in 1949. It is a federal credit union chartered under charter number 97109. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVER VALLEY. All financial data is for informational purposes only.