ROCK VALLEY
State-Chartered • Loves Park, Illinois • Est. 1968
Quick Facts
- Charter Number
- #68687
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- Loves Park, Illinois 61111
- Address
- 1201 Clifford Ave
- Branches
- 4
- ATMs
- 6
- Members
- 15,767
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,767 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCK VALLEY |
|---|---|
| Total Assets | $178.3M |
| Members | 15,767 |
| Loans Outstanding | $136.2M |
| Shares & Deposits | $157.5M |
| Net Worth | $20.0M |
| Net Worth Ratio | 11.24% |
| Loan-to-Share Ratio | 86.5% |
| Delinquency Rate | 0.84% |
| Net Income | +$63,644 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 6 ATMs
Loves Park
Main Office1201 Clifford Ave
Loves Park, IL 61111
Machesney Park
11280 Forest Hills Rd
Machesney Park, IL 61115
Rochelle
561 Flagg Road
Rochelle, IL 61068
DeKalb County
2676 DeKalb Ave
Sycamore, IL 60178-3110
Who Can Join ROCK VALLEY?
Membership Type: Community
Membership eligibility for ROCK VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCK VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
ROCK VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ROCK VALLEY has 15,767 members and a potential membership field of 875,496 people.
ROCK VALLEY's reported net worth ratio is 11.24% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ROCK VALLEY operates 4 branch locations and has access to 6 ATMs. The main office is located at 1201 Clifford Ave, Loves Park, IL 61111.
ROCK VALLEY was established in 1968. It is a state-chartered credit union chartered under charter number 68687. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ROCK VALLEY. All financial data is for informational purposes only.