ROCK VALLEY
State-Chartered • Loves Park, Illinois • Est. 1968
Quick Facts
- Charter Number
- #68687
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- Loves Park, Illinois 61111
- Address
- 1201 Clifford Ave
- Branches
- 4
- ATMs
- 6
- Members
- 15,693
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
15,693 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCK VALLEY |
|---|---|
| Total Assets | $172.3M |
| Members | 15,693 |
| Loans Outstanding | $134.2M |
| Shares & Deposits | $151.5M |
| Net Worth | $20.0M |
| Net Worth Ratio | 11.60% |
| Loan-to-Share Ratio | 88.6% |
| Delinquency Rate | 0.94% |
| Net Income | +$2,259,340 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 6 ATMs
Loves Park
Main Office1201 Clifford Ave
Loves Park, IL 61111
Machesney Park
11280 Forest Hills Rd
Machesney Park, IL 61115
Rochelle
561 Flagg Road
Rochelle, IL 61068
DeKalb County
2676 DeKalb Ave
Sycamore, IL 60178-3110
Who Can Join ROCK VALLEY?
Membership Type: Community
Membership eligibility for ROCK VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCK VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. ROCK VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROCK VALLEY has 15,693 members and a potential membership field of 875,496 people.
ROCK VALLEY's net worth ratio is 11.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, ROCK VALLEY meets this threshold.
ROCK VALLEY operates 4 branch locations and has access to 6 ATMs. The main office is located at 1201 Clifford Ave, Loves Park, IL 61111.
ROCK VALLEY was established in 1968. It is a state-chartered credit union chartered under charter number 68687. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROCK VALLEY. All financial data is for informational purposes only.